This year started with the continuation of record level offers; mainly due to the continued record-setting earnings and production levels in 2021. As you’ve read in my previous post https://hmrrecruiting.wpenginepowered.com/sign-on-money-is-dropping-why-and-how-much-lower-5-31/ , sign on money is rapidly on the decline. Most producers are down 30-50% from where they were last year at this point, and because…
A Look into the Markets Originally known as Decoration Day, in the early 1900’s it was designated as Memorial Day in remembrance of those who have died for our country by decorating graves with flowers, wreaths and flags as told by the Library of Congress. It is also the unofficial kick-off for summer in the…
A Look into the Markets This past week, home loan rates improved slightly in response to growing fears of a recession. Let’s walk through what happened and discuss what to look for in the week ahead. “I get a check on Friday, but it’s already spent.” – Workin’ for a Livin’ by Huey Lewis and…
A Look into the Markets This past week, home loan rates bounced around in a volatile fashion in response to more of the same…Fed speaks, inflation readings, and uncertainty. Let’s walk through what happened and discuss what to look for in the week ahead. “Too high a price that everyone’s paying” – Too High a…
A Look into the Markets This past week, the Federal Reserve hiked the Fed Fund Rate by .50%, the largest rate increase in 22 years. Let’s discuss what other action the Fed took, how the market reacted and what to look for in the week ahead. “And this is what I should have said. Well,…
A Look into the Markets This past week was a bit quiet as no Federal Reserve officials were talking to move the market. However, this changes next week, as we approach the highly anticipated FOMC (Federal Open Market Committee) Meeting. Let’s discuss what to look for as we wait on the Fed. “Don’t speak, I…